Last Updated: February 8, 2025

1. Agreement to Terms

By accessing and using timhallacademy.com ("the Website") and our services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you do not have permission to access our services.

2. Description of Services

Tim Hall Academy provides educational content, courses, and coaching services related to stock market investing. Our services include:
- Online investment education courses
- One-on-one coaching sessions
- Educational materials and resources
- Community features and forums

3. User Registration

To access certain features of our services, you must register for an account. You agree to:
- Provide accurate and complete information
- Maintain the security of your account credentials
- Accept responsibility for all activities under your account
- Notify us immediately of any unauthorized access

4. Payment Terms

4.1 Course and Coaching Fees
- All fees are listed in US dollars
- Payment is required before accessing premium content
- We reserve the right to modify pricing with notice
- Refunds are subject to our refund policy

4.2 Refund Policy
- Refund requests must be submitted within 30 days of purchase
- Course completion status may affect refund eligibility
- Processing fees may be deducted from refund amounts

5. Intellectual Property Rights

5.1 Our Content
- All content on the Website is our intellectual property
- Content includes text, graphics, videos, logos, and course materials
- Unauthorized use or distribution is prohibited

5.2 User Content
- You retain rights to content you create
- You grant us license to use your content for service improvement
- We may remove inappropriate or violating content

6. User Conduct

You agree not to:
- Share account access with others
- Copy or distribute course materials
- Harass other users or instructors
- Post inappropriate or harmful content
- Attempt to breach website security
- Use our services for illegal activities

7. Disclaimer of Warranties

7.1 Investment Advice
- Our content is for educational purposes only
- We do not provide personalized investment advice
- Past performance does not guarantee future results
- Users should consult financial professionals for specific advice

7.2 Service Availability
- Services are provided "as is" without warranties
- We do not guarantee uninterrupted access
- Technical issues may occasionally affect service delivery

8. Limitation of Liability

We shall not be liable for:
- Investment losses or decisions
- Indirect or consequential damages
- Service interruptions or data loss
- User disputes or conflicts

9. Indemnification

You agree to indemnify Tim Hall Academy against claims arising from:
- Your use of our services
- Your violation of these terms
- Your interaction with other users
- Your content submissions

10. Termination

We reserve the right to:
- Terminate accounts for violations
- Modify or discontinue services
- Block access to specific users
- Remove content without notice

11. Modifications to Terms

We may modify these terms at any time by:
- Posting updated terms on our website
- Notifying users of significant changes
- Requiring acceptance of new terms for continued access

12. Governing Law

These terms shall be governed by:
- Laws of [Insert Applicable Jurisdiction]
- Exclusive jurisdiction for legal proceedings
- Alternative dispute resolution methods

13. Contact Information

For questions about these terms, contact us at:
[Insert Contact Information]

14. Severability

If any provision of these terms is found invalid:
- Remaining provisions remain in effect
- Invalid provisions shall be modified to be enforceable
- Terms shall be interpreted to fulfill original intent

15. Consumer Rights

Nothing in these terms limits consumer rights that cannot be waived under applicable law.

16. Third-Party Services

16.1 External Links
- We are not responsible for third-party content
- External links do not imply endorsement
- Users access external sites at their own risk

16.2 Integration Services
- Third-party services may have separate terms
- We are not responsible for third-party service issues
- Users should review all applicable terms

17. Assignment

We may assign our rights and obligations under these terms. Users may not assign their rights without our consent.

18. Force Majeure

We are not liable for failures due to circumstances beyond our reasonable control.

19. Entire Agreement

These terms constitute the entire agreement between users and Tim Hall Academy regarding the use of our services.